Zappa Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be quite difficult to get insurance again in Minnesota and the rates could be significantly higher than before. Call Zappa Agency at (507) 451-9343 or visit them in Owatonna for more information.

Frequently Asked Questions

• How can I find an agent in Owatonna?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?