Victor Phong

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Sacramento, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you choose to pay slightly more at claim time.

Call Victor Phong at (916) 392-3989 or talk to them in Sacramento for an insurance review.

Frequently Asked Questions

• How can I find an agent in Sacramento?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?