Toni Ward Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. Most insurance providers that offer coverage in South Carolina, and more specifically Kingstree, give discounts if you combine policies with one company.

Call Toni Ward Insurance at (843) 354-5517 or go to their location in Kingstree to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Kingstree?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?