Toby Koonce Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Shelbyville, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is more affordable when you choose to pay slightly more at claim time. Call Toby Koonce Insurance at (217) 774-5581 or talk to them in Shelbyville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Shelbyville?
• Should I raise my deductibles?
• What are minimum liability requirements in Illinois?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?