Tim KILO Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to lower your rates Auto insurance is cheaper when you choose to pay a little more out-of-pocket at claim time. Call Tim KILO Insurance at (314) 849-5900 or talk to them in Sappington for insurance options.

Frequently Asked Questions

• How can I find an agent in Sappington?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Missouri?
• Should I carry full coverage?
• What is an SR-22 requirement?