T G & Tm Hughson Inc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Oneonta, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Car insurance rates are lower when you agree to pay slightly more at claim time.

Call T G & Tm Hughson Inc at (607) 432-7296 or talk to them in Oneonta to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Oneonta?
• Why do I need an insurance agent?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?