T B Lyons III

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Honolulu, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Auto insurance is more affordable when you choose to pay slightly more at claim time.

Call T B Lyons III at (808) 596-2345 or talk to them in Honolulu for insurance options.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• Why do I need an insurance agent?
• What are minimum liability requirements in Hawaii?
• Should I carry full coverage?
• What is an SR-22 requirement?