Sunshine Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

If at all possible, never allow your home or auto policies to lapse. It may be impossible to get coverage reinstated and the rates could be significantly higher than before. Call Sunshine Insurance at (631) 273-4100 or visit them in Bay Shore for insurance options.

Frequently Asked Questions

• How can I find an agent in Bay Shore?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is an SR-22 requirement?