Steven M Melching Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Sparks, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance rates are lower when you agree to pay slightly more at claim time.

Call Steven M Melching Insurance at (775) 359-9555 or talk to them in Sparks for more information.

Frequently Asked Questions

• How can I find an agent in Sparks?
• Why do I need liability insurance?
• What are minimum liability requirements in Nevada?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?