Steve Byrd Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Santa Barbara, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Car insurance costs less if you plan to pay slightly more at claim time.

Call Steve Byrd Insurance at (805) 568-0138 or talk to them in Santa Barbara for more information.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• Why do I need liability insurance?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?