Stephen W Ott

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Under no circumstances allow your home or auto policies to lapse. You may find it very hard to get coverage reinstated and insurance rates could be considerably more than before. Call Stephen W Ott at (989) 790-8274 or visit them in Saginaw for insurance options.

Frequently Asked Questions

• How can I find an agent in Saginaw?
• Why do I need liability insurance?
• What are minimum liability requirements in Michigan?
• What are car insurance deductibles?
• What is an SR-22 requirement?