Stemm Agency Meemic Ins Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Most insurance providers that offer coverage in Michigan, and more specifically St Joseph, may give you savings of up to 20% or more when you combine your policies with the same company. Call Stemm Agency Meemic Ins Service at (269) 556-9086 or go to their location in St Joseph for insurance options.

Frequently Asked Questions

• How can I find an agent in St Joseph?
• Why do I need liability insurance?
• What are minimum liability requirements in Michigan?
• What should my deductibles be?
• What is an SR-22 requirement?