State Insurance Fund

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Olean, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Auto insurance is cheaper when you choose to pay slightly more at claim time.

Call State Insurance Fund at (716) 375-7756 or talk to them in Olean for more information.

Frequently Asked Questions

• How can I find an agent in Olean?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?