Spectrum Direct

Tips for Finding an Agent

• Check online sites like Yelp and Facebook
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Car insurance rates in Laguna Niguel, are constantly changing and it's a good habit to compare rates every year or so to ensure you're still getting a good deal.

Call Spectrum Direct at (949) 788-0600 or talk to them in Laguna Niguel for more information.

Frequently Asked Questions

• How can I find an agent in Laguna Niguel?
• How much liability insurance should I have?
• What are minimum liability requirements in California?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?