Smeltzer Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Most insurance providers that offer coverage in Illinois, and more specifically Rock Falls, give discounts when you combine your policies with the same company. Call Smeltzer Insurance at (815) 625-5526 or go to their location in Rock Falls to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Rock Falls?
• Should I raise my deductibles?
• What are minimum liability requirements in Illinois?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?