Skelton Morris Assoc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer insurance in Georgia provide major savings when you combine your policies with the same company. Call Skelton Morris Assoc at (706) 297-7708 or go to their location in Toccoa to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Toccoa?
• Why do I need an insurance agent?
• What are minimum liability requirements in Georgia?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?