Skalicky Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Many insurance companies that sell insurance in Silver Bay provide major savings when you combine your policies with the same company. Call Skalicky Insurance at (218) 226-4433 or go to their location in Silver Bay for insurance options.

Frequently Asked Questions

• How can I find an agent in Silver Bay?
• Why do I need an insurance agent?
• What are minimum liability requirements in Minnesota?
• What should my deductibles be?
• What is an SR-22 requirement?