SMV Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Auto insurance is more affordable if you plan to pay a little more before insurance kicks in at claim time.

Call SMV Insurance at (760) 789-0070 or talk to them in Ramona for insurance options.

Frequently Asked Questions

• How can I find an agent in Ramona?
• Should I raise my deductibles?
• Who has the cheapest car insurance in California?
• Should I carry full coverage?
• What is an SR-22 requirement?