Russ Cotton Agency

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. You may find it very hard to get coverage reinstated and insurance rates could be significantly higher than before.

Call Russ Cotton Agency at (309) 383-3302 or visit them in Metamora to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Metamora?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?