Ruchman Associates Inc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Many insurance companies that offer insurance in New York provide major savings when you combine your policies with the same company. Call Ruchman Associates Inc at (516) 764-8330 or go to their location in Rockville Centre for insurance options.

Frequently Asked Questions

• How can I find an agent in Rockville Centre?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• What should my deductibles be?
• What is an SR-22 requirement?