Ruby Davis Agency

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Shelby Twp, talk to your agent about increasing the comprehensive and collision deductibles to save money Car insurance costs less if you plan to pay slightly more at claim time. Call Ruby Davis Agency at (586) 731-2826 or talk to them in Shelby Twp to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Shelby Twp?
• Why do I need liability insurance?
• What are minimum liability requirements in Michigan?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?