Ron Ward Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the comprehensive and collision deductibles to save money Auto insurance is more affordable if you are willing to pay a higher deductible at claim time. Call Ron Ward Insurance at (304) 743-1616 or talk to them in Culloden to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Culloden?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?