Risk Services

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer coverage in Tennessee, and more specifically Chattanooga, give discounts if you combine policies with one company.

Call Risk Services at (423) 894-8821 or go to their location in Chattanooga to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Chattanooga?
• Should I buy home and auto insurance from the same company?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?