Ray Mc Cauley

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to save money Car insurance rates are lower if you are willing to pay a little more before insurance kicks in at claim time. Call Ray Mc Cauley at (916) 983-3001 or talk to them in Sacramento for insurance options.

Frequently Asked Questions

• How can I find an agent in Sacramento?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in California?
• Should I carry full coverage?
• What is an SR-22 requirement?