Ram & T Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Car insurance rates are lower if you plan to pay a little more out-of-pocket at claim time.

Call Ram & T Inc at (631) 547-8265 or talk to them in Centerport to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Centerport?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?