Rackam Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most companies in Fredericksburg give a discount up to 25% when you combine your policies with the same company. Call Rackam Insurance at (540) 371-7101 or go to their location in Fredericksburg for more information.

Frequently Asked Questions

• How can I find an agent in Fredericksburg?
• If I file a claim will my rates go up?
• What are minimum liability requirements in Virginia?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?