R James Smathers Agency

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Pennsylvania insurance rates, are constantly changing and you should price shop your policy once a year or more in order to ensure the rates you are paying are still a good deal.

Call R James Smathers Agency at (814) 226-5000 or go to their location in Clarion for insurance options.

Frequently Asked Questions

• How can I find an agent in Clarion?
• Why do I need an insurance agent?
• Can I drive on a suspended license in Pennsylvania?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?