R J Lutes Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Car insurance rates are lower if you are willing to pay a little more out-of-pocket at claim time.

Call R J Lutes Insurance at (610) 799-4777 or talk to them in Schnecksville for insurance options.

Frequently Asked Questions

• How can I find an agent in Schnecksville?
• Why do I need an insurance agent?
• Can I drive on a suspended license in Pennsylvania?
• Should I carry full coverage?
• What is an SR-22 requirement?