R E Clay Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Smithfield, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Car insurance costs less if you plan to pay slightly more at claim time. Call R E Clay Insurance at (757) 357-4364 or talk to them in Smithfield for more information.

Frequently Asked Questions

• How can I find an agent in Smithfield?
• Why do I need an insurance agent?
• What are minimum liability requirements in Virginia?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?