R C Koenig Agency

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Smithtown, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance costs less when you choose to pay slightly more at claim time.

Call R C Koenig Agency at (631) 760-9862 or talk to them in Smithtown for insurance options.

Frequently Asked Questions

• How can I find an agent in Smithtown?
• Why do I need an insurance agent?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• What is an SR-22 requirement?