R C Hoy Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Westminster, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower if you plan to pay slightly more at claim time.

Call R C Hoy Insurance at (410) 876-8228 or talk to them in Westminster for insurance options.

Frequently Asked Questions

• How can I find an agent in Westminster?
• Why do I need an insurance agent?
• What are minimum liability requirements in Maryland?
• Should I carry full coverage?
• What is an SR-22 requirement?