Philip J Smith Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Thing about combining your home and auto coverage together to get bigger savings. The majority of insurance companies in Johnston give a discount up to 25% if you bundle your coverages. Call Philip J Smith Insurance at (401) 490-4390 or go to their location in Johnston for insurance options.

Frequently Asked Questions

• How can I find an agent in Johnston?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Rhode Island?
• What should my deductibles be?
• What is an SR-22 requirement?