Phil Smith Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that sell insurance in Concord give a discount up to 25% if you bundle your coverages. Call Phil Smith Insurance at (704) 782-3600 or go to their location in Concord to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Concord?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in North Carolina?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?