Phil J Havlicek

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. Most companies in San Francisco give a discount up to 25% if you bundle your coverages. Call Phil J Havlicek at (415) 956-5933 or go to their location in San Francisco to get an insurance review.

Frequently Asked Questions

• How can I find an agent in San Francisco?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in California?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?