Paul Halonen Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Try combining your home and auto coverage together to get a multi-policy discount. Most companies that offer coverage in Michigan, and more specifically Calumet, give a discount up to 25% when you have multiple policies with the same company.

Call Paul Halonen Agency at (906) 337-1699 or go to their location in Calumet to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Calumet?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in Michigan?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?