Patrick J Luby

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

It's very important to never allow your home or auto policies to lapse. You may find it very hard to renew your policy and insurance rates could be higher than before. Call Patrick J Luby at (808) 285-1484 or visit them in Honolulu for insurance options.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in Hawaii?
• What are car insurance deductibles?
• What is an SR-22 requirement?