Pat Richard Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your physical damage deductibles to lower your rates Car insurance costs less when you agree to pay a little more before insurance kicks in at claim time. Call Pat Richard Insurance at (408) 867-1771 or talk to them in Saratoga for an insurance review.

Frequently Asked Questions

• How can I find an agent in Saratoga?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?