Pankhard Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider combining your home and auto coverage together to get bigger savings. Many insurance companies that offer insurance in California may give you savings of up to 20% or more if you combine policies with one company.

Call Pankhard Agency at (949) 367-6678 or go to their location in Laguna Niguel for insurance options.

Frequently Asked Questions

• How can I find an agent in Laguna Niguel?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is an SR-22 requirement?