Pamela Herter Agency Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Missouri insurance rates, are constantly changing and you should price shop your policy every year or so to ensure the rates you are paying are still a good deal.

Call Pamela Herter Agency Inc at (636) 240-9334 or go to their location in O Fallon for insurance options.

Frequently Asked Questions

• How can I find an agent in O Fallon?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Missouri?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?