Pacheco Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Many insurance companies that offer insurance in California provide major savings when you combine your policies with the same company. Call Pacheco Insurance at (209) 669-9816 or go to their location in Hilmar for more information.

Frequently Asked Questions

• How can I find an agent in Hilmar?
• If I file a claim will my rates go up?
• What are minimum liability requirements in California?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?