Osby Insurance Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Urbandale, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is more affordable when you choose to pay slightly more at claim time. Call Osby Insurance Service at (515) 727-5433 or talk to them in Urbandale to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Urbandale?
• Why do I need liability insurance?
• What are minimum liability requirements in Iowa?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?