O H Williams Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is cheaper when you agree to pay a little more out-of-pocket at claim time. Call O H Williams Co at (901) 758-3255 or talk to them in Germantown to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Germantown?
• Why do I need an insurance agent?
• Can I drive on a suspended license in Tennessee?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?