New York State Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the comprehensive and collision deductibles to reduce your premiums Auto insurance is more affordable when you agree to pay a little more before insurance kicks in at claim time.

Call New York State Insurance at (631) 756-4300 or talk to them in Melville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Melville?
• Does car insurance cost less if I get married?
• Who has the cheapest car insurance in New York?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?