NIF Risk

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in New Providence, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is more affordable when you agree to pay slightly more at claim time. Call NIF Risk at (908) 508-9696 or talk to them in New Providence for an insurance review.

Frequently Asked Questions

• How can I find an agent in New Providence?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in New Jersey?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?