N G Culjis Insurance Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Carmichael, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Auto insurance is cheaper when you agree to pay slightly more at claim time.

Call N G Culjis Insurance Service at (916) 390-3333 or talk to them in Carmichael for more information.

Frequently Asked Questions

• How can I find an agent in Carmichael?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?