Michael Schnebelen

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Many insurance companies that sell insurance in St Charles provide major savings when you combine your policies with the same company. Call Michael Schnebelen at (636) 926-7200 or go to their location in St Charles for more information.

Frequently Asked Questions

• How can I find an agent in St Charles?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in Missouri?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?