Melquist Insurance-Guardian

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Never allow your home or auto policies to expire. It may be impossible to get coverage reinstated and insurance rates could be substantially higher than before.

Call Melquist Insurance-Guardian at (218) 346-2622 or visit them in Perham to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Perham?
• Does car insurance cost less if I get married?
• Can I drive on a suspended license in Minnesota?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?