MSU Cooperative Ext Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Auto insurance is more affordable when you choose to pay a little more before insurance kicks in at claim time.

Call MSU Cooperative Ext Service at (231) 839-4667 or talk to them in Lake City for more information.

Frequently Asked Questions

• How can I find an agent in Lake City?
• Why do I need liability insurance?
• Who has the cheapest car insurance in Michigan?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?