Lutheran Trust

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Try combining your home and auto coverage together for additional discounts. The majority of insurance companies that offer coverage in Minnesota, and more specifically Underwood, give discounts when you have multiple policies with the same company.

Call Lutheran Trust at (218) 589-7860 or go to their location in Underwood for more information.

Frequently Asked Questions

• How can I find an agent in Underwood?
• Why do I need liability insurance?
• Who has the cheapest car insurance in Minnesota?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?