Lust Garten Assoc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the comprehensive and collision deductibles to save money Car insurance costs less when you choose to pay a higher deductible at claim time. Call Lust Garten Assoc at (212) 448-9313 or talk to them in New York to get an insurance review.

Frequently Asked Questions

• How can I find an agent in New York?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?